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This plan provides cancellation coverage for your trip and other insurance coverages that apply only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. If you have any questions about your current coverage, call your insurer, insurance agent or broker.
CheapCaribbean.com's Standard Travel Protection
CheapCaribbean.com's Standard Travel Protection is a full suite of travel insurance benefits including trip cancellation and interruption (for specified reasons), medical coverage and baggage protection.
Underwritten by Stonebridge Casualty Insurance Company, a Transamerica company. Please see below for an overview, or view the terms and conditions. Please check the benefit comparison chart below to help you decide which policy is best for your needs. Or, call our program administrator at 877-892-7948.
CheapCaribbean.com's Enhanced Travel Protection
The following additional features are offered with all of our Travel Protection Plans:
24/7 Worldwide Assistance
CareFree TM Travel Assistance
Medical Assistance and Managed Care
A Pre-Existing Conditions Waiver is included as long as the policy is purchased within 14 days from the trip's initial trip deposit date for the Standard Plan, within 24-hours from the trip's initial deposit date for the Enhanced Plan. The travel insurance policy contains exclusions and limitations. Please see policy terms and conditions for details. Travel Insurance benefits are underwritten by Stonebridge Casualty Insurance Company, a Transamerica company.
Important: This is only a brief description of the program. The policy provides limited benefits. It does NOT provide basic hospital, basic medical, or major medical insurance. This insurance is provided in excess of all other valid and collectible insurance or indemnity, and shall apply only after such other benefits have been paid.
This program was designed and is administered by Aon Affinity Berkely Travel. Aon Affinity, is the brand name for the brokerage and program administration operations of Affinity Insurance Services, Inc.; (AR 244489); in CA, MN & OK, AIS Affinity Insurance Agency, Inc. (CA 079465); in CA, Aon Affinity Insurance Services, Inc., (0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY and NH, AIS Affinity Insurance Agency. Affinity Insurance Services is acting as a Managing General Agent as that term is defined in section 626.015(14) of the Florida Insurance Code. As an MGA we are acting on behalf of our carrier partner.
Travel Insurance is underwritten by: Stonebridge Casualty Insurance Company, a Transamerica company, Columbus, OH; NA IC #10952 (all states except as otherwise noted) under Policy/Certificate Form series TAHC5000. In CA, CT, HI, NE, NH, PA, TN and TX Policy/Certificate Form series TAHC5100 and TAHC5200, In IL, IN, KS, LA, OR, VT, WA and WY Policy Form #'s TAHC5100IPS and TAHC5200IPS. Certain coverages are under series TAHC6000 and TAHC7000.