Travel Protection

This plan provides cancellation coverage for your trip and other insurance coverages that apply only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. If you have any questions about your current coverage, call your insurer, insurance agent or broker.

CheapCaribbean.com's Standard Travel Protection
CheapCaribbean.com's Standard Travel Protection is a full suite of travel insurance benefits including trip cancellation and interruption (for specified reasons), medical coverage and baggage protection.
Underwritten by Stonebridge Casualty Insurance Company, a Transamerica company. Please see below for an overview, or view the terms and conditions. Please check the benefit comparison chart below to help you decide which policy is best for your needs. Or, call our program administrator at 877-892-7948.
BenefitMaximum Benefit Amount per person
Trip Cancellationup to total trip cost
Trip Interruptionup to total trip cost
Trip Delay$500 (up to $100 per day)
Missed Connection$750
Accident Medical Expense$15,000
Sickness Medical Expense$15,000
Emergency Evacuation$25,000
Baggage & Personal Effects$1,000
Baggage Delay$200
Accidental Death & Dismemberment$25,000
24/7 Worldwide Assistance Services provided by On Call International

CheapCaribbean.com's Enhanced Travel Protection
Life can be complicated and unpredictable. So, why take any chances? Choose our Enhanced Plan to upgrade your protection. Along with all of the benefits from our Standard Plan, the Enhanced plan includes the Cancel for Any Reason benefit, as well as other higher level trip delay and baggage limit benefits than our standard plan. This policy is underwritten by Stonebridge Casualty Insurance Company, a Transamerica company. Please see below for an overview, or view the terms and conditions. Please check the benefit comparison chart below to help you decide which policy is best for your needs. For questions, call our program administrator at 877-892-7948.

BenefitMaximum Benefit Amount per person
Trip Cancellation for ANY REASON75% of prepaid, nonrefundable trip cost
Trip Cancellation for covered reasonsup to total trip cost
Trip Interruptionup to total trip cost
Trip Delay$1,000 (up to $200 per day)
Missed Connection$1,000
Accident Medical Expense$15,000
Sickness Medical Expense$15,000
Emergency Evacuation$25,000
Baggage & Personal Effects$1,500
Baggage Delay$500
Accidental Death & Dismemberment$25,000
24/7 Worldwide Assistance Services provided by On Call International


Maximum benefit per person
Benefit Standard Enhanced
Trip Cancellation for ANY REASON N/A 75% of prepaid non-refundable trip cost
Trip Cancellation for covered reasons Up to total trip cost Up to total trip cost
Trip Interruption Up to total trip cost Up to total trip cost
Trip Delay $500 $1,000
Missed Connection $750 $1,000
Accident Medical $15,000 $15,000
Sickness Medical $15,000 $15,000
Emergency Evacuation $25,000 $25,000
Baggage & Personal Effects $1,000 $1,500
Baggage Delay $200 $500
Accidental Death & Dismemberment $25,000 $25,000
24/7 Worldwide Assistance Services* Included Included
* provided by On Call International

The following additional features are offered with all of our Travel Protection Plans:

24/7 Worldwide Assistance

  • Provided by On Call International
  • 24/7 global network to assist you

CareFree TM Travel Assistance

  • Arrangements for last-minute flight and hotel changes
  • Luggage Locator
  • Hotel finder and reservations
  • Airport transportation, rental car reservations and automobile return
  • Assistance locating the nearest embassy or consulate
  • Cash transfers, assistance with bail bonds
  • Weather updates and advisories, health and safety advisories
  • Passport requirements, currency exchange
  • Documents and Communication
  • Assistance with lost travel documents or passports
  • Multilingual translation and interpretation services

Medical Assistance and Managed Care

  • Medical case management, consultation and monitoring
  • Medical Transportation, dispatch of a doctor or specialist
  • Referrals to local medical and dental service providers
  • Worldwide medical information, up-to-the-minute travel medical advisories, and immunization requirements
  • Replacement for prescription drugs, eyeglasses, contact lenses and dental appliances

Emergency Services

  • Emergency medical and dental assistance
  • Emergency legal assistance
  • Emergency medical payment assistance

Additional Information

A Pre-Existing Conditions Waiver is included as long as the policy is purchased within 14 days from the trip's initial trip deposit date for the Standard Plan, within 24-hours from the trip's initial deposit date for the Enhanced Plan. The travel insurance policy contains exclusions and limitations. Please see policy terms and conditions for details. Travel Insurance benefits are underwritten by Stonebridge Casualty Insurance Company, a Transamerica company.

Important: This is only a brief description of the program. The policy provides limited benefits. It does NOT provide basic hospital, basic medical, or major medical insurance. This insurance is provided in excess of all other valid and collectible insurance or indemnity, and shall apply only after such other benefits have been paid.

This program was designed and is administered by Aon Affinity Berkely Travel. Aon Affinity, is the brand name for the brokerage and program administration operations of Affinity Insurance Services, Inc.; (AR 244489); in CA, MN & OK, AIS Affinity Insurance Agency, Inc. (CA 079465); in CA, Aon Affinity Insurance Services, Inc., (0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY and NH, AIS Affinity Insurance Agency. Affinity Insurance Services is acting as a Managing General Agent as that term is defined in section 626.015(14) of the Florida Insurance Code. As an MGA we are acting on behalf of our carrier partner.

Travel Insurance is underwritten by: Stonebridge Casualty Insurance Company, a Transamerica company, Columbus, OH; NA IC #10952 (all states except as otherwise noted) under Policy/Certificate Form series TAHC5000. In CA, CT, HI, NE, NH, PA, TN and TX Policy/Certificate Form series TAHC5100 and TAHC5200, In IL, IN, KS, LA, OR, VT, WA and WY Policy Form #'s TAHC5100IPS and TAHC5200IPS. Certain coverages are under series TAHC6000 and TAHC7000.